Income Statement
Revenue$8.4B
Gross Profit$3.8B
Operating Income$1.6B
EBITDA$1.9B
Net Income$1.1B
PYPL
PayPal Holdings, Inc.
NMSSector: Financial ServicesIndustry: Credit Services
Valuation
Market Cap
$37.53B
Enterprise Value
$39.80B
P/E
8.0
TTMFwd P/E
7.4
1YP/B
1.9
P/S
1.1
TTMPEG
0.77
EV/EBITDA
6.1
EV/Revenue
1.2
FCF Yield
12.5%
EPS (TTM)
$5.33
Fwd EPS
$5.76
Book Value
$22.45
Market Data
Beta
1.34
Avg Volume
15.1M
Shares Out
882.1M
Float
880.0M
Short % Float
6.3%
Insider %
0.7%
Institutional %
80.1%
D/E
58.3
Current Ratio
1.3
ROE
25.1%
ROA
4.7%
Rev Growth
7.2%
Net Inc Growth
-6.2%
Profit Margin
15.0%
Op Margin
18.0%
Gross Margin
40.9%
Total Cash
$9.34B
Total Debt
$11.67B
Financials
Latest period financial summary
Balance Sheet
Total Assets$80.5B
Current Assets$60.0B
Cash$7.0B
Total Liabilities$60.5B
Equity$20.0B
Total Debt$9.4B
Cash Flow
Operating CF$1.1B
Investing CF$-2.1B
Financing CF$-559.0M
Free Cash Flow$903.0M
Financial Trends
Revenue$8.4B
2022/122026/3
Net Income$1.1B
2022/122026/3
EBITDA$1.9B
2022/122026/3
Free Cash Flow$903.0M
2022/122026/3
Period Analysis
Margins & Ratios
| Metric | 2021/12 | 2022/12 | 2023/12 | 2024/9 | 2024/12 | 2025/3 | 2025/6 | 2025/9 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $27.5B | $29.8B | — | $31.8B | $7.8B | $8.3B | $8.4B |
| Gross Margin | — | +50.1% | +46.0% | — | +46.1% | +47.7% | +46.4% | +46.0% |
| EBITDA Margin | — | +20.0% | +22.0% | — | +23.5% | +25.3% | +24.0% | +23.2% |
| Operating Margin | — | +14.7% | +16.6% | — | +18.1% | +20.5% | +19.5% | +18.9% |
| Net Margin | — | +8.8% | +14.3% | — | +13.0% | +16.5% | +15.2% | +14.8% |
| Current Ratio | — | 1.28 | 1.29 | — | 1.28 | 1.30 | 1.33 | 1.34 |
| Debt / Equity | — | 0.51 | 0.46 | — | 0.48 | 0.56 | 0.56 | 0.56 |
| Net Debt / EBITDA | — | 0.48 | 0.09 | — | 0.43 | 2.02 | 2.32 | 1.17 |
| ROE | — | +11.9% | +20.2% | — | +20.3% | +6.4% | +6.2% | +6.2% |
| ROA | — | +3.1% | +5.2% | — | +5.3% | +1.6% | +1.6% | +1.6% |
| Leverage | — | 0.74 | 0.74 | — | 0.74 | 0.75 | 0.75 | 0.75 |
Company Profile
PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Employees
24K
Location
San Jose, CA
Country
US
Golden Bazaar VerifiedUpdated: Jun 25, 2026Data Source: Golden Bazaar Verified · Updated: Jun 25, 2026
This page is prepared by Golden Bazaar using publicly available data. Not investment advice.